Face your Finances.
Let’s be real - money can feel overwhelming, right?
Does money make you feel anxiety, stress, or shame?
Are you living on the financial edge?
You don't have to feel this way .
Imagine taking control of your finances, shifting your mindset, and
even loving how you spend.
It's time to gain control and confidence in your financial journey.
- Learn to manage monthly bills.
- Manage your cashflow.
- Plan for BIG expenses.
- Prepare for unexpected expenses.
- Reduce debt and your reliance on debt.
- Save for the future and increase your savings.
- Develop good money habits.
- Improve your financial picture.
- Gain financial confidence.
YNAB helped me transform my relationship with money and it can help you too. Never heard about YNAB? No problem! - I'll guide you through it step by step. Together we'll create a personalized financial plan
that aligns with your goals. With proactive planning and intentional choices, you'll gain clarity, confidence, and control over your money. No more stress about where your money’s going.
So, grab your favorite coffee
and let’s chat about how we can work together!
It's time to prioritize your financial life and feel great about how you spend.
Together, we’ll make sure your money works for YOU.
Face Your Finances.
Coaching Services
YNAB Coaching
I coach because I believe
financial empowerment is key to unlocking personal potential.
I’m passionate about helping others remove the stress and shame around money management. I want to help you gain financial clarity and confidence.
I believe that with the right guidance, everyone can create a financial plan that aligns with values, manages their unique circumstances, and permanently changes your relationship with money.
Coaching gives me the opportunity to share
- the tools,
- strategies, and
- mindset shifts
that helped me take control of my own finances with you.
My goal is to inspire others to step into their financial power,
make intentional choices,
and create the life they truly want.
Book a Session
Here, it's all about growth without judgment!
I offer a supportive, no-pressure space where you can be your authentic self and thrive at your own pace.
And don't worry – your secrets are safe with me!
Anything you share stays between us, because your privacy and trust are my top priority!
Jump right in. Let's get started.
1:1 Financial Focus Session
Just the two of us! We're BFF's already!
$ 90
A single 90-minute session.
This is best for a specific question or to troubleshoot a problem.
(think a credit card explainer, or help with a monthly rollover)One-on-one specialized help.
Two free months of YNAB *
Basically, we'll dive right in and get straight to it!
Total Money Reset
**A total of 6 sessions! Let's make it regular! **
$ 395
Two 90-minute beginning sessions in the first week and four 60-minute sessions once a week for a total of six sessions.
This is best for a new user, leveling up, or someone who wants end-to-end, "white glove" support for implementing the software and accountability while building good habits.
Comprehensive, full set-up for ongoing support and accountability.
These meetings focus on awareness and intention.
Unlimited email support between sessions.
Two free months of YNAB *
.
Basically, we'll dive right in and get straight to it!
Note: Book your first session and receive separate links to book the remaining sessions!
* Offered once per YNAB account
Have more questions? Let's Chat:
Let's Chat!
Thinking of hiring me? In this 20-minute call we'll discuss your unique circumstances, where your at, and how I can help you.
I can't wait to chat with you!
~ Sarah
Hi. I'm Sarah
I'm a financial coach dedicated to helping you gain clarity, control,
and confidence over your finances. With a focus on proactive planning and intentional choices, I'll guide you in creating a personalized financial plan that aligns with your life goals.We'll create a personal financial plan to fit your
life and circumstances. Together we'll set clear, actionable goals that create a personalized roadmap to financial confidence. I aim to keep you motivated and focused as you move toward your goals.
© 2025 Make Money. Spend Money., All Rights Reserved
Hi. I'm Sarah
My mission is to empower you to unlock your personal potential
and achieve long-term success.
My passion is helping others gain the financial
clarity and confidence that once eluded me.
I believe that, with the right guidance,
everyone can create a financial plan aligned with their goals.
Coaching allows me to share the tools, strategies, and mindset shifts that
helped me transform my finances.
I aim to inspire others to embrace their own financial power.
Together, we’ll create the life you truly want through empowered
financial decision-making.
About
I grew up in a patriarchal family where, financial decisions were not shared equally. Women didn’t work outside the home and they
definitely didn't participate in financial matters and decisions.
As a teenager, I watched my mother and other women around me struggle to support
themselves without men. I knew I wanted something different for myself.
My husband and I agreed that sharing financial decision, and goals was important.
We committed to creating a financial plan that would give us both confidence.
As my kids grew older and my husband took on more job responsibilities,
I took over managing the household budget.
It made sense because I had more flexible time, and handling the budget was the ultimate accountability.
We both knew everything about all our bills, debts, savings, and investments, but accountability was lacking.
We often bought first and tracked the spending later, which created conflict and disorganization around our finances.
.........
Something needed to change.
In 2016, I found YNAB, and though my husband hesitated about paying for an app to manage our cash flow, I needed better tools.
YNAB transformed our approach to money, shifting us to proactive
planning and spending.
It didn't take long before we were both using the app together and consistently.
While I still handle most of the monthly "maintenance",
we both feel confident and in control our finances and our future.
More about me:
I have a dog name Ozzy. - after Ozzy Osborne. I mean why not?
I have an AA in Business. - who knew college credits don't expire!
I have three daughters - with proms, homecomings, and weddings, we have more than our fair share of dresses and shoes!
I love to knit - in my spare time, you'll find me learning to knit! Usually with a home brewed coffee in hand.
I play Fortnite for fun - my kids got me into Minecraft and Fortnite but long after they've moved on to other games, I still play.
My closest friends call me May. - before I married, my initials were SOS, - as in 'Save Our Ship,' or 'Mayday'! or May for short. You know, just in case you need to send a distress signal!
© 2025 Make Money. Spend Money., All Rights Reserved
Have more questions? Let's Chat:
Thank you for your interest in working with me! Feel free to book a free chat to discuss your unique circumstances. This is the fastest way to get on my calendar and take control of your cashflow!
I can't wait to chat with you!
© 2025 Make Money. Spend Money., All Rights Reserved
Jump right in. Let's get started.
Thank you for your interest in working with me! Feel free to book an appointment below. This is the fastest way to get on my calendar and take control of your cashflow!
I can't wait to work with you!
© 2025 Make Money. Spend Money., All Rights Reserved
Jump right in. Let's get started.
Thank you for your interest in working with me! Feel free to book an appointment below. This is the fastest way to get on my calendar and take control of your cashflow!
I can't wait to work with you!
© 2025 Make Money. Spend Money., All Rights Reserved
Disclaimer
I am a YNAB Certified Budgeting Coach, which means that I have been trained to coach people on using YNAB software and the YNAB budgeting method. I have met select requirements of You Need a Budget LLC in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or affiliates.
Budget coaching is not financial planning. Any advice or guidance I provide is based on my personal experience. I am not a financial advisor, planner, or broker. I am not able to offer specific financial, insurance, investment or tax advice. You are not compelled to follow my instructions or advice. By purchasing my coaching services, you acknowledge and understand that all financial decisions belong to you and agree to accept responsibility for the outcomes of those decisions. I expressly recommend that you seek advice from a professional familiar with your specific situation.
© 2025 Make Money. Spend Money., All Rights Reserved
Have more questions? Let's connect.
Not ready to schedule an appointment just yet?
That's OK.
Send me an email with your questions.
[email protected]
I'll get right back to you!
Schedule a complimentary CHAT to discuss your unique situation and goals!
Submit the form below and I'll get back to you!
I'll contact you!
I want to hear from you!
© 2025 Make Money. Spend Money., All Rights Reserved